V12 Retail Finance Furniture, Sofas & Beds
0% APR REPRESENTATIVE
Interest-free furniture finance is available on our range of sofas, beds, mattresses, dining and living room furniture through V12 Finance. You can spread the cost of your furniture over a fixed term from 12 months to a maximum of 5 years. Interest-free credit is available over 5 years, however, a 45% deposit is required on orders over £2000.
Choose a term that suits you with a 12, 24, 36, 48 or 60 - month agreement
Contact us on 0800 254 0900 or email us at online@fabbfurniture.com
INTEREST FREE CREDIT FROM £6.94 A MONTH*
Spread the cost of your new furniture, bed, sofa, and mattresses using our 0% APR finance payment options and find a monthly cost that suits your budget. See our furniture finance guide below for more help and advice on prices.
Who can apply for furniture finance?
To be eligible to apply for finance you must:
- Be at least 18 years of age
- Have been a UK resident for at least 3 years
- Have a debit or credit card in your name, registered to your address in order to cover deposit (if applicable)
- Have a Bank or Building Society current account available (you’ll need this in order to complete direct debit instruction)
- Be in regular employment* including self-employment, or in a permanent residence with your spouse/partner who is in regular employment, or be receiving a pension or a disability benefit
How can I apply?
To apply for finance you must:
- Select ‘V12 finance’ as your payment method in the checkout. With all finance offers subject to acceptance.
- Previous address if you’ve lived in your current home for less than 3 years
- Have been a UK resident for at least 3 years
- Bank details (bank details, sort code and account number)
- Email address and contact telephone number
- Your daytime and/ or your evening phone number and your work number – one of which must be a fixed landline telephone number
Spend | 12 Months | 24 Months | 36 Months | 48 Months *45% Deposit Required | 60 Months *45% Deposit Required |
---|---|---|---|---|---|
£500 | £41.66 | £20.83 | £13.88 | N/A | N/A |
£1000 | £83.33 | £41.66 | £27.78 | £11.46 | N/A |
£1500 | £125 | £62.50 | £41.67 | £17.19 | N/A |
£2000 | £166.66 | £83.33 | £55.56 | £22.92 | £18.33 |
Buy Now Pay Later
- Spread the cost with buy now pay later finance available online and in-store.
- The buy now pay later finance option allows you to spread the cost of your purchase over your chosen term with an agreed non-payment period.
- If you choose to exercise the option to settle the amount of credit in full before the end of the non-payment period you will not pay any interest but will pay an early settlement fee which is displayed at the start of your application and in your credit agreement.
- If you choose not to settle in full by the end of the non-payment period, the amount of credit remaining will be spread across the remaining term with interest charged at the rate set out in your credit agreement. You will pay interest on the amount of credit that remains unpaid and interest will be charged from the date we told you the agreement was live.
- Only available to UK residents over 18, subject to terms and conditions, minimum spend applies. To apply for finance, please add the product to your cart, proceed through checkout and select 'Apply For Finance' as your payment option where you can complete the application form online.
12 Month No Deposit & Interest Free + 60 Months Finance Example
Total cash price: £1000.00. Amount of credit: £1000.00. Non-payment period 12 months, followed by 60 monthly repayments of £22.89.
Representative APR 9.90%. Annual rate of interest 6.22% fixed.
Settlement fee £29.00.
Total amount repayable £1373.40 including total interest of £373.40.
Buy Now Pay Later Option: If you pay the amount of credit plus the settlement fee of £29.00 by the end of the non-payment period, you will pay no interest.
If you have not paid the amount of credit in full before the end of the non-payment period the £29.00 fee will not be payable but interest (at the rate specified above) will be charged on the outstanding credit amount, from the date we told you your agreement was live.